Documents to prepare
Start with how you earn your income. These are typical lists and vary by lender; Happy Home confirms yours.
What should you prepare for a home loan?
Every income type starts from identity documents: copies of your Thai ID card, house registration and marriage certificate if you have one. These lists are typical guidance — banks and products differ. Happy Home confirms your list with the bank. Approval, the loan amount and the terms are decided by the bank.
Employees
If you earn a salary, prepare income records and bank statements for the bank's assessment.
Business owners
If you run a business, prepare business and income records to discuss the bank's requirements.
Freelancers and online sellers
If you freelance or sell online, ask the bank how it assesses your income and which records it accepts before applying.
Foreign buyers
If you are a foreign buyer, ask the bank to check its lending criteria first — every bank sets its own.
Ready to plan your loan?
Happy Home prepares and submits your application; approval, the amount, the interest rate and the terms are decided by the lender alone.
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